Transamerica dating

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First time experiencing a market dip — convince me to ride it out? Why not “sell high, buy low” with more tech losses anticipated?

2020.09.04 02:54 typeoting4 First time experiencing a market dip — convince me to ride it out? Why not “sell high, buy low” with more tech losses anticipated?

Hey guys. I’m 33 years old, brand new to investing. I had a 503b for a few years that I just let ride on autopilot in a Transamerica target retirement fund, which I just rolled over to a vanguard traditional IRA two weeks ago, and invested 90% in stock index funds and 10% in bond index funds. Planning on 35+ years of growth. I was really enjoying seeing the big gains in my account every day over the last few weeks... until today! Now, everything I’ve read about investing to date says NOT to sell the stocks (stock index funds in my case) the second stocks fall (and I get it- if you miss out on the gains, it has a huge long-term impact), but I have to admit that I’ve had that urge a few times today (the idea being to pull now, since more tech losses seem likely) and then reinvest as soon as the s&p 500 starts to rise again. Can anybody talk me off the ledge here? I guess what I’m really asking is - what’s the downside to selling now and at least locking in some of my gains, and then putting it back once things start to improve? Aren’t we supposed to “sell high, buy low”? Especially since I won’t pay any capital gains taxes or fees. Maybe I’m over thinking it... thank you in advance!!!
Update: I really appreciate everyone’s level headed advice. On some other threads, people are freaking out about today - reporting huge losses, doing a lot of impulsive stuff. It’s helpful to realize it’s just a blip in the long run, and that I shouldn’t be trying to time the market!
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2020.08.22 03:00 portlane Milton Amaral (July 15, 1942 - May 18, 2020)

Milton V. Amaral
July 15, 1942 - May 18, 2020
Milton "Milt" Amaral, 77, passed away May 18, 2020, in Carmichael, Calif., after a years-long battle with pulmonary fibrosis. He was Mary M. (Meme) Amaral's loving husband. They shared 37 years of marriage.
Milt was born in Stockton, Calif., and he graduated from Mora Central High School in Watsonville, Calif., in 1960, then attended St. Mary's College before transferring to Sacramento State University, where he was a member of the Theta Chi Fraternity, graduating in 1967 with a degree in Business Administration.
A relentlessly dedicated worker at many top companies such as Massachusetts Financial Services, Transamerica, and Pacific Life, Milt always enjoyed meeting as many people as possible, never failing in his unique ability to make new and lasting friends after entering an unfamiliar room. His genuine kindness and warmth immediately touched and eventually flowed through every person he met in his personal and professional life.
A devout Catholic, Milt eventually became a Eucharistic Minister as a member of Resurrection Catholic Parish in Lake Oswego, Ore. He was a member of the Knights of Columbus and became a member of the parish at Our Lady of Assumption in Carmichael after moving back to California in 2018.
A World War II enthusiast, Milt enjoyed golf, photography, shooting trap and sporting clays, and traveling. He was a barbeque master and loved hot fires on Christmas morning with his family. He never passed up a delicious, medium-rare steak paired with a baked potato. Above all else to those closest to him, Milt will be remembered for his unwavering loyalty in his lengthy care for Meme, as she navigated the difficult and unpredictable waters of dementia.
In addition to numerous loving family members and friends, Milt is survived by his sister, Carol Wrolstad of Lake Oswego; his wife, Meme; his stepson, Aaron Miller and Aaron's wife, Lauren; and his cherished granddaughters, Alexis (13) and April (10).
Milt's memorial service will occur at St. Mary Cemetery and Funeral Center in Sacramento on a future date to be announced.
Memorial donations in lieu of flowers may be made to St. Jude Children's Research Hospital, just one of the many worthy organizations to which Milt and Meme regularly donated.
Please sign the online guest book at www.oregonlive.com/obits
source: http://obits.oregonlive.com/obituaries/oregon/obituary.aspx?n=milton-v-amaral&pid=196679237
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2020.08.02 20:36 Aliamere transamerica retirement. new to this and seems like portfolixpress does everything for me. any advice, should i just do it myself?23M

By enrolling in PortfolioXpress®, you have selected your current asset allocation mix and you have approved each of the automated rebalancing transactions that will take place in your account over time as you approach your retirement year and beyond.
Investment Stategy:Stocks90%Bonds10%Multi Asset/Other0%Total100.00%Service Effective Date: August 03, 2020Desired Retirement Year: 2062
See how your asset allocation mix will change over time:
VIEW DETAILSFund Today‘s Allocation Allocation At Retirement TRS Stable Pooled Fund3% 21% Metropolitan West Total Return Bond M3% 21% Vanguard Total Bond Market Index I3% 21% Templeton Global Bond R61%7% American Funds Washington Mutual R622%7% Vanguard Institutional Index I21% 7% American Funds Growth Fund of Amer R622% 7% JHancock Disciplined Value Mid Cap R61% 0% Vanguard Mid Cap Index Adm1% 0% PGIM Jennison Mid-Cap Growth R62% 1% American Beacon Small Cap Value R53% 2% Vanguard Small Cap Index Adm2% 0% Fidelity Advisor Small Cap Growth Z3% 1% American Funds EuroPacific Gr R613% 5%
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2020.05.11 19:32 MamaDeloris Favorite San Francisco cliches?

I was watching Venom the other week (so bad it boomerangs to great btw) and I was laughing non-stop at just how hard they wanted you to believe Eddie lives in San Francisco. He's wearing "The City" and "Fillmore" shirts, he takes a trolley from Fisherman's Wharf for no discernible reason, the villain's base overlooks the Golden Gate Bridge, he has a fancy date at the Embarcadero. If I recall correctly, his office was based out of the Transamerica Pyramid too.
What's some of your favorite cliches you've seen in movies?
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2020.04.24 01:36 cooklanbrahh Free Movies Digital Codes Giveaway Megathread #6 [VUDU, iTunes, Movies Anywhere 4K etc]

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(2008) What I Have Written (1997) What If (2014) What Lies Beneath (2000) What Maisie Knew (2014) What Men Want (2019) What Planet Are You From (2000) What Women Want (2001) What a Drag (1998) What a Girl Wants (2003) What the Bleep Do We (K)now!? (2005) What to Do in Case of Fire (2002) What to Expect When You're Expecting (2012) What's Cooking (2002) What's Your Number? (2011) What's Your Raashee? (2009) What's the Worst That Could Happen (2001) Whatever Works (2009) Whatever it Takes (2000) Whats Up Pops (1997) When Night is Falling (1997) When We Were Kings (1997) When a Stranger Calls (2006) When in Rome (2010) When the Bough Breaks (2016) When the Game Stands Tall (2014) Where Do We Go Now? (2012) Where Hope Grows (2015) Where the Heart Is (2000) Where the Money Is (2000) Where the Money is (2000) Where the Truth Lies (2006) Where the Wild Things Are (2010) Where to Invade Next (2016) While We're Young (2015) While You Weren't Looking (2015) Whip It (2009) Whiplash (2015) Whiskey Tango Foxtrot (2016) White Bird in a Blizzard (2015) White Boy Rick (2019) White Chicks (2004) White Countess, The (2006) White Crow, The (2019) White Gold (2010) White House Down (2013) White Lion (2010) White Masai, The (2007) White Noise (2005) White Oleander (2003) White Ribbon, The (2010) White River Kid (2000) White Wedding (2009) Who Am I Jackie Chan (1998) Who Killed the Electric Car? (2006) Whole Nine Yards, The (2000) Whole Ten Yards, The (2004) Whole Truth, The (2017) Why Cheat India (2019) Why Did I Get Married Too? (2010) Why Did I Get Married? (2008) Why Him? (2016) Wicker Park (2005) Widow of Saint-Pierre, The (2001) Widows (2018) Wife, The (2018) Wild America (1998) Wild Card (2015) Wild Child (2008) Wild Hogs (2007) Wild Man Blues (1998) Wild Ocean (2008) Wild Safari 3D (2006) Wild Things (1998) Wild Thornberrys Movie, The (2003) Wild Wild West (1999) Wilde (1998) Wildlife (2019) Wild, The (2006) Wild (2015) Willard (2003) Willow Tree, The (2007) Wimbledon (2005) Win Win (2011) Win a Date with Tad Hamilton (2004) Winchester (2018) Wind River (2017) Wind That Shakes the Barley, The (2007) Windtalkers (2002) Wing Commander (1999) Wings of the Dove (1998) Winner (2017) Winnie Mandela (2014) Winnie the Pooh (2011) Winslow Boy, The (1999) Winter Passing (2006) Winter in Wartime (2010) Winter's Bone (2011) Winter's Tale (2014) Wired to Win: Surviving the Tour de France (2006) Wisdom of Crocodiles, The (1999) Wish I Was Here (2014) Wish Upon (2017) Without a Paddle (2005) Woh Lamhe (2006) Wolf Creek (2006) Wolf Totem (3D)(IMAX) (2015) Wolf Totem (3D) (2015) Wolf Totem (2015) Wolf Warrior II (2017) Wolf of Wall Street, The (2014) Wolfman, The (2010) Wolverine (3D), The (2013) Wolverine, The (2013) Wolwedans in die Skemer (2012) Woman in Black 2: Angel of Death, The (2015) Woman in Black, The (2012) Woman in Gold (2015) Woman on Top (2000) Women, The (2008) Won't Back Down (2013) Wonder Boy for President (2016) Wonder Boys (2000) Wonder Park (3D) (2019) Wonder Park (4DX) (2019) Wonder Park (2019) Wonder Wheel (2017) Wonder Woman (3D)(IMAX) (2017) Wonder Woman (3D) (2017) Wonder Woman (4DX) (2017) Wonder Woman (2017) Wonderland (2001) Wonderland (2004) Wonderlus (2018) Wonder (2017) Wondrous Oblivion (2004) Woodlanders, The (1999) Woodlawn (2016) Wood, The (1999) Woo (1999) Wordplay (2007) Words, The (2013) World Trade Center (2006) World Unseen, The (2009) World War Z (3D) (2013) World War Z (2013) World is Not Enough, The (1999) World's Greatest Dad (2010) Wrath of the Titans (3D) (2012) Wrath of the Titans (2012) Wreck-It Ralph (3D) (2013) Wreck-It Ralph (2013) Wrestler, The (2009) Wrinkle in Time (3D), A (2018) Wrinkle in Time, A (2018) Wrong No. 2 (2019) Wrong Turn (2004) Wrongfully Accused (1998) Wuthering Heights (2012) X X Games 3D: The Movie (2010) X-Files Movie, The (1998) X-Files: I Want to Believe, The (2008) X-Men 2 (2003) X-Men Origins: Wolverine (2009) X-Men: Apocalypse (3D)(IMAX) (2016) X-Men: Apocalypse (3D) (2016) X-Men: Apocalypse (4DX) (2016) X-Men: Apocalypse (2016) X-Men: Days of Future Past (3D) (2014) X-Men: Days of Future Past (2014) X-Men: First Class (2011) X-Men: The Last Stand (2006) X-Men (2000) XXX (2002) Xiu Xiu (1999) xXx2: The Next Level (2005) xXx: Return of Xander Cage (3D)(IMAX) (2017) xXx: Return of Xander Cage (3D) (2017) xXx: Return of Xander Cage (4DX) (2017) xXx: Return of Xander Cage (2017) Y Yakeen (2005) Yamla Pagla Deewana 2 (2013) Yamla Pagla Deewana: Phir Se (2018) Yamla Pagla Deewana (2011) Yamudu 3 (2017) Yards, The (2001) Yatra (2019) Year One (2009) Yeh Hai Jalwa (2002) Yeh Jawaani Hai Deewani (2013) Yeh Zindagi Ka Safar (2001) Yellow Card (2002) Yellowbird (2015) Yennai Arindhaal (2015) Yes Man (2008) Yes Nurse! No Nurse (2004) Yesterday (2004) Yesterday (2019) Yogi Bear (3D) (2010) Yogi Bear (2010) You Again (2010) You Can't Stop the Murders (2005) You Don't Mess with the Zohan (2008) You Got Served (2004) You Will Meet a Tall Dark Stranger (2010) You're Not You (2015) You've Got Mail (1999) You, Me and Dupree (2006) Young & Beautiful (2013) Young Adam (2004) Young Adult (2012) Young Black Stallion, The (2004) Young Messiah, The (2016) Young Victoria, The (2009) Your Friends and Neighbours (1999) Your Hands on My Hips (2004) Your Highness (2011) Yours, Mine and Ours (2006) Youth in Revolt (2010) Youth (2016) Yu-Gi-Oh!: The Movie (2004) Yun Hota To Kya Hota (2006) Yuva (2004) Yuvvraaj (2008) Z Z for Zachariah (2016) Zack and Miri Make a Porno (2009) Zama Zama (2012) Zathura: A Space Adventure (2006) Zero Dark Thirty (2013) Zero (2018) Zeus and Roxanne (1997) Zindaggi Rocks (2006) Zindagi Na Milegi Dobara (2011) Zinda (2006) Zodiac (2007) Zombieland: Double Tap (2019) Zombieland (2009) Zookeeper's Wife, The (2017) Zookeeper (2011) Zoolander 2 (2016) Zoolander (2002) Zoom (2006) Zootropolis (3D) (2016) Zootropolis (2016) Zoya Factor, The (2019) Zubeidaa (2001) Zulu Love Letter (2005) Zulu Wedding (2019)
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2020.03.02 16:32 goodfight10 Mutual funds through Transamerica?

I have a 401k through my employer that is through Transamerica. I always hear Dave recommend 3 types of mutual funds.
Currently I am in “Vanguard Target Retire 2055 Trust select”.
I have options instead of that, to choose:
Short Bonds/Stable/MMkt Interm/Long Term Bonds Large Cap stocks Small/mid cap stocks International stocks
Then the “multi asset/other” Which has all of the target dates.
Which of these are considered “mutual funds”?
Where and how do you make a decision on which mutual funds to choose? Thanks in advance.
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2020.02.12 19:50 TAPF2020 Universal Life Advice

Hello, my wife has a "variable universal life" account with TransAmerica that was opened for her by her mother in 2001. Her mother paid the premium for many years, but since about 2012 the premium has not been paid and instead I think there is a fee deducted from the account each month. I recall reading that universal life accounts are not generally recommended, so I'm looking for some advice on what to do with this account. We haven't touched it because even though it's in my wife's name her mother has "controlled" the account since it was opened. We'd like advice so we can discuss a plan, since the account has grown quite a bit. Could we roll it over to an IRA for instance?
Here are some basic details from the annual statement we just received: Policy Date: 02/2001 Issue Age: 24 Amount: $500,000 Beginning cash value 02/2019: ~$83K Total premium payments in last year: $0 Total withdrawals: $0 Total premium charges: $0 Total of monthly deductions: $894.37 Total gain: ~$23K Ending cash value 02/2020: ~$105K
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2020.02.04 21:41 E_Acevedo FREEDOM GLOBAL INDEX UNIVERSAL LIFE II

Good Afternoon all:
Since 2014 my husband and I sign up for this "life insurance + investment for retirement" policy from Transamerica. I honestly would like to know if this really is some "investment" for retirement purposes (as they told us when we got it) or not? Should we keep up with it or just cancel it?
Who could I talk to for more detailed information as per, if I cancel now, do we get some of our money back? Or everything will be lost?
Below is the information that the online site provided me:
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2019.12.29 03:52 propita106 We're reconsidering the place of annuities in our retirement and could use some general advice.

We need some input, as we not sure what we're doing. We're good at saving, not so good at investing. As the title says, we (60M & 56F) have been saving for retirement and approaching the $1.5M mark:
Here are our questions: 1) What options do we have with the $100K? We don't anticipate needing the money for 5 years. He's considering another fixed index annuity--is that less-optimal than something else? 2) Should we leave the 403B money where it is or what? He's concerned we're overexposed to the market and considering some of that in a fixed index annuity. 3) What about the CDs? 4) And the Allianz annuities?
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2019.11.11 20:27 C00KlE_M0NSTER Consolidate 401k accounts? New plan has higher expense ratios.

I recently started saving in my new employer's 401k plan (Transamerica), and have about $1250 in a 2060 Target Date Fund. I also have a 401k (Fidelity) from my previous employer with the same amount of money, also invested in a 2060 Target Date Fund. I want to rollover my balance from Fidelity into Transamerica, but the expense ratio is *much* higher (0.05% for Fidelity vs 0.44% for Transamerica, both 2060 Target Date Funds). Is consolidating my accounts worth paying a higher expense ratio on ~$1250? I'd like to keep my allocations the same as I prefer to "set and forget" when it comes to retirement savings.
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2019.11.02 21:48 valkyria_knight881 A Look into United Artists Releasing/Metro-Goldwyn-Mayer: History, 2018, 2019, 2020, and Beyond

Hey, everyone! I’m continuing a series from last year where I looked into and analyzed the Big 5 studios (+United Artists Releasing and 20th Century Fox).
In this post, I will be focusing on United Artists Releasing/Metro-Goldwyn-Mayer, the studio that’s well known for Gone With the Wind, Doctor Zhivago, the Rocky series, Rain Man, the 007 James Bond films, and multiple lions that started roaring at the audience since the 1930s. I originally planned for A Look into MGM/UA for last year, but I got a little too lazy and cancelled it. Now that United Artists celebrates its 100th Anniversary and has an interesting future, I think it would be a good time to look into United Artists and Metro-Goldwyn Mayer, two of the former major film studios of the film industry. I will keep the history as short as possible
United Artists - 1919-1981
United Artists was created by Charlie Chaplin, Douglas Fairbanks, D.W. Griffith, and Mary Pickford on February 5, 1919 as a way for the four of them and for other filmmakers to have more control over their work than at another studio like First National Pictures, Universal Pictures, or Famous Players-Lasky (later renamed to Paramount Pictures). Despite not owning any theaters, they would have contracts with exhibition companies to show their films. In 1967, Transamerica purchased a 98 percent stake in United Artists. Transamerica owned the studio until 1981 when Heaven’s Gate became one of the biggest box office bombs at the time. So much so that Transamerica sold their stake in United Artists to another film studio and merge with them. Notable United Artists films: His Majesty, the American, Charlie Chaplin Films, Dollars Trilogy (A Fistful of Dollars, For A Few Dollars More, The Good, the Bad, and the Ugly), 007 Franchise, The Magnificent Seven, West Side Story, One Flew Over the Cuckoo’s Nest, Rocky, Apocalypse Now, and Raging Bull
Metro-Goldwyn-Mayer - 1924-1981
In 1924, Marcus Loew, a theater magnate needed films to show at his Loew’s Theatres chain. He bought Metro Pictures back in 1919, but that wasn’t enough. So he bought Goldwyn Pictures and Mayer Pictures. Then, Loew decided to fuse these companies together to form Metro-Goldwyn-Mayer with Louis B. Mayer (formerly the head of Mayer Pictures) to run MGM. MGM was already a merged company before United Artists joined as player four almost 60 years later. Metro-Goldwyn-Mayer was the dominating studio throughout the Golden Age of Hollywood (1920s-1960s), kind of like how Disney is now. However, their weakness is what lead to their downfall. Starting with Ben-Hur (1959), MGM believed that it would be able to constantly replicate its success every year by having one epic film carry them for a year. However, there were way too many times were the epic film would fall flat on their face. Since they heavily depended on the success of one film, they would suffer as a result. In 1969, Kirk Kekorian bought MGM and would use that name to focus on hotels and casinos with the MGM likeness. While MGM was able to rebound from losses, they never reached the top like they were able to back in the Golden Age of Hollywood. At some point, 20th Century Fox (a company that already was composed of two merged companies) and MGM were in talks to merge, but plans failed (20th Century Fox would instead merge with Disney 48 years later). However, MGM was able to merge with another major film studio, albeit not as strong as 20th Century Fox. Notable MGM films: Mademoiselle Midnight, The Wizard of Oz, Gone with the Wind, An American in Paris, Singin in the Rain, Ben-Hur, Doctor Zhivago, Network, Fame, and Clash of the Titans
MGM/UA Entertainment Era - 1982-1986
Kirk Kekorian’s Trancinda Corp purchased United Artists, which also owned Metro-Goldwyn-Mayer. The companies would merge to become MGM/UA Entertainment Company. At the time of the merger, David Begelman was fired due to greenlighting unsuccessful films with the sole exception of Poltergeist, meaning that MGM was struggling as well to a certain extent. In 1983, WarGames and Octopussy became a success for MGM, but the year wasn’t as profitable as Kekorian wanted. Not even MGM’s library was enough to help them get through the year. A year after the buyout, MGM started distributing independent films instead of financing their own films. On August 7, 1985, Ted Turner offered to buy MGM/UA for $1.5B. Turner immediately sold United Artists to Kekorian. Due to Turner having his own financial problems, Turner was forced to sell MGM’s production and distribution assets to United Artists for $340M. The MGM lot was sold to Lorimar Telepictures (which would later be bought by Sony to be renamed to Sony Pictures Studios). However, Ted Turner kept the RKO Pictures library that United Artists owned, the pre-1986 MGM library, and the pre-1950 Warner Bros library. Ted Turner’s Turner Broadcasting System would later merge with Time Warner (owner of Warner Bros), meaning that Warner Bros would regain their pre-1950 library that Jack Warner sold off back in the 50s, along with 99% of the RKO library and the pre-1986 MGM films. This is probably one of the factors that made Warner Bros the powerhouse they are today. Getting back on topic, this left MGM/UA with little to nothing. They have become a shell of their former selves and still are to this day as both United Artists and Metro-Goldwyn-Mayer have lost their major film studio status in the 80s. They had to start from scratch like a brand new studio, but with a slight advantage of their brand recognition. Notable MGM/UA films: Rocky III, WarGames, Octopussy, Poltergeist, The Secret of NIMH, and Red Dawn
MGM/UA Communications Era - 1987-2010
When Kirk Kekorian reclaimed MGM, he renamed MGM/UA Entertainment Co. to MGM/UA Communications Co. Throughout the late 80s and 90s, the studio was able to stick around, but were far behind the big 6 at the time (Disney, 20th Century Fox, Columbia, Universal, Paramount, and Warner Bros). They had hits such as Moonstruck, Child’s Play, Rain Man, and Thelma & Louise. In 1997, MGM was able to strengthen their film library a little with the acquisition of Metromedia. Metromedia owned Orion Pictures, which made hits like First Blood, The Terminator, Three Amigos, Platoon, Robocop, Dirty Rotten Scoundrels, Bill & Ted’s Excellent Adventure, UHF, Dances with Wolves, and Silence of the Lambs. In 2003, MGM attempted to buy Universal Pictures (I don’t know how as Universal was the stronger film studio), but failed and lost $75M in doing so. In 2004, it was the major film studios’ turn to try to buy MGM. Time Warner attempted to take MGM, but failed. However, Sony Pictures Entertainment won the bid overall. Sony did this to ensure that MGM would support the Blu-Ray format over the HD-DVD format that was happening in the mid-2000s. Sony agreed to purchase MGM and would distribute some of their films like Casino Royale and Rocky Balboa. In 2007, they returned to distributing on their own. While they did have modest successes with films like Valkyrie, it wasn’t enough. In 2010, MGM supposedly released what many thought would be their swan song, Hot Tub Time Machine. Later that year, MGM filed for bankruptcy. Notable MGM/UA films: Dalton and Brosnan 007 Films, Rocky IV, Child’s Play, Spaceballs, Moonstruck, Rain Man, Road House, Thelma & Louise, Stargate, Valkyrie, Daniel Craig 007 Films (producing only), and Hot Tub Time Machine (last film that United Artists and MGM distribute before the Production Company Era)
Production Company Era - 2011-2017
In this era, MGM could only produce films and not distribute them. MGM co-produced a Poltergeist remake with 20th Century Fox. With Paramount Pictures, MGM made Hansel & Gretel: Witch Hunters, G.I. Joe: Retaliation, Hercules, Hot Tub Time Machine 2, and a Ben-Hur remake. With Warner Bros Pictures, MGM co-produced The Hobbit Trilogy, Hot Pursuit, Max, Creed, and Everything, Everything. And with Sony Pictures, MGM made Zookeeper, The Girl with the Dragon Tattoo, Hope Springs, Carrie, The Magnificent Seven, Skyfall (which gave both MGM and Sony their first billion dollar film), and Spectre. With their co-production, they were able to make a small comeback. Notable MGM films (producing only): Skyfall, Spectre, Creed, The Girl with the Dragon Tattoo, 21 and 22 Jump Street, The Hobbit Trilogy, and The Magnificent Seven (2016)
Return to Distribution Era - 2018-Present
Mirror Releasing was founded as a joint distribution venture between Annapurna Pictures and Metro-Goldwyn-Mayer to release their films under. MGM made a return to the world of distribution with Death Wish. Let’s see how well MGM did in 2018 and 2019.
2018
For MGM’s first film in years, Death Wish didn’t make twice its budget, which made $50M on a budget of $30M and neither did MGM’s second film in years, Operation Finale which made $18M on a budget of $24M. To be fair, Netflix distributed the film internationally, so they must’ve paid half. Even then, $18M in the US on a budget of $12M is nothing to get excited about. Annapurna wasn’t doing that great either. The only film they released that year that can really be considered profitable is Sorry to Bother You, which made $18M on a budget of $3M. The Sisters Brothers and Destroyer failed to recoup their budget, and If Beale Street Could Talk and Vice couldn’t make twice its budget. Unlike Annapurna, MGM had a major hit with Creed II, which made $214M on a budget of $50M. However, this isn’t completely MGM’s success story as Warner Bros distributed the film worldwide. In the US, Creed II made $116M on a halved budget (assuming MGM and WB split the bill) of $25M for MGM. This is still a major win for MGM, though that isn’t saying much compared to their slate. Mirror Releasing’s 2018 slate is at worst awful and at best mediocre, with Annapurna not helping matters.
Biggest Win: Creed II Biggest Loses: The Sisters Brothers, If Beale Street Could Talk, and Vice
2019
On February 5, 2019, United Artists celebrates its 100th Anniversary. As a way to celebrate the film studio, Mirror Releasing was renamed to United Artists Releasing with the name first appearing in Missing Link. Annapurna released three films this year. While Booksmart was able to be profitable making $25M on a budget of $6M, Where’d You Go, Bernadette failed to make its budget back, making $10M on a budget of $18M. However, this wouldn’t be Annapurna’s biggest loss. Missing Link bombed really hard, only making $26M on a budget of $100M, severely damaging Annapurna to the point of being on the verge of bankruptcy. This wasn’t just because of Missing Link. This was also due to the other films that Annapurna distributed in 2018, which didn’t make much of a profit either. As of now, it is unknown whether Annapurna will distribute films for United Artists Releasing next year. Orion Pictures would be apart of the United Artists Releasing group with Child’s Play. The Child’s Play remake made $45M on a budget of $10M, making it profitable. MGM released three films this year and they were all profitable. Fighting With My Family made $39M on a budget of $11M. The Hustle made $95M on a budget of $21M. And as of now, The Addams Family made $88M on a budget of $40M. It should be able to make $100M by the end of its run. Overall, United Artists Releasing’s 2019 slate is pretty good, and would’ve been amazing had Missing Link and Where’d You Go, Bernadette weren’t released by United Artists Releasing. Then again, Annapurna is the one suffering the losses and not MGM. MGM has a good year, even if it’s not enough to compete with the other studios like Lionsgate or Paramount. But that’s okay because it’s just baby steps. Overall, this was a decent year for United Artists’ 100th Anniversary, with two exceptions.. Biggest Win: The Hustle, Child’s Play, and The Addams Family Biggest Loses: Missing Link and Where’d You Go, Bernadette
2020: The next year is coming, and it’s time to look at what United Artists Releasing has in-store for everyone next year. I’ll try to keep it short (with a basic description of each one if necessary and how well it might do). The numbers I have won’t be accurate, so take it with a grain of salt.
Gretel & Hansel - it’s a supernatural horror film directed by Oz Perkins. As a horror film in January, I’d say that this could make some decent profit. The biggest concern is how many other horror films trying to capitalize on the January spot like The Grudge (Sony Pictures), Underwater (20th Century Fox), and The Turning (Universal Pictures). If I were being optimistic, I’d say it could make $40M DOM and $70M WW.
No Time To Die - it’s a spy film directed by Cary Joji Fukunaga and is the 25th film in the Bond franchise and the 5th and final Bond film starring Daniel Craig as the iconic James Bond. This is the film that United Artists Releasing needs to succeed in the future, and they are relying on it to be their largest film this year. I could see this making as low as $180M DOM and $800M WW and as high as $220M DOM and $1B WW. It could make a little less than Spectre or more, but I don’t see this surpassing Skyfall. Regardless, this should be a large hit for UAR. However, they are only handling domestic distribution while Universal Pictures handles international distribution, meaning that they aren’t going to be getting even half of the profits made from No Time to Die. This is almost guaranteed to be a hit for both United Artists Releasing and Universal Pictures.
Bad Trip - it’s a hidden camera comedy film directed by Kitao Sakurai. I don’t know how this is going to work, but based on the synopsis that it’s just a group of people traveling around and pranking people, I don’t see this doing gangbusters. I’d say $20M DOM and $30M WW.
Legally Blonde 3 - it’s a comedy film and the third film in the Legally Blonde series. I don’t think it will break records due to nostalgia, but it should get a decent amount of people into seats if it can get the casual and fans interested in the film. I’d say the highest it can make is $80M DOM and $100M WW.
Respect - it’s a music biopic film directed by Liesl Tommy and is based on the life of singer Aretha Franklin. This is coming off the success of other music biopics like Bohemian Rhapsody and Rocketman. I highly doubt this film will make even half of what Bohemian Rhapsody, let alone make close to those numbers (Bohemian Rhapsody made $904M. That’s not going to happen to Respect). Rocketman is more comparable to Respect and based off Rocketman’s $196M, I’d say this could make $100M DOM and $220M WW.
Bill & Ted Face the Music - it’s a sci-fi comedy film directed by Dean Parisot and is the third film in the Bill & Ted series. Bill & Ted has become a cult classic, so the release of a third film should get fans of the first two films to come see this one. With some help from the international audience (though it will make the most in the US), I’d say this could make $60M DOM and $80M WW.
Samaritan - it’s a film directed by Julius Avery and stars Sylvester Stallone. Not much is known besides that. Basing it off of how well both of their previous movies did, this should make about $30M DOM and $50M WW.
Robocop Returns - it’s a science fiction action film and is set to be a sequel to the original Robocop. Neil Blomkamp was originally attached to direct but left on August 2019. As of now, there’s no director. It’s highly unlikely that this film will come out next year, unless MGM can find a director and start filming sometime before the end of this year. I only have this up here because it’s still slated for 2020 and it’s not entirely impossible for this to come out next year, just very unlikely. If it does happen next year or gets pushed back to 2021, I’d say this could make $70M DOM and $160M WW with good reviews. This shouldn’t be too bad as long as the budget is $60M or less, which can be done.
Thoughts on the 2020 Slate: As a small film studio, United Artists Releasing has a promising slate. The overall domestic total should be around $500M, which is a large step forward for them. Their films are going to rely on the US market for success with the exception of No Time to Die. No Time to Die is a guaranteed money maker for both UAR and Universal and will be UAR’s biggest film to date. Legally Blonde 3, Bill & Ted Face the Music, and maybe Robocop Returns (if it comes out) will bring in fans of the series back after a long hiatus, especially Bill & Ted Face the Music. Another guaranteed hit for UAR will be Respect as music biopics are all the craze these days and Aretha Franklin is a well known singer with lots of fans. Bad Trip and Samaritan should be modest successes as original films from the studio. Gretel & Hansel is probably the only film I’m concerned about and that’s mostly due to how saturated January 2020 will be of horror films. It should do okay as long as the budget is low.
The Future: - Besides Robocop Returns possibly happening in 2021 instead of 2020, MGM has plans to make a sequel to Tomb Raider and to their most recent success, the Addams Family. Valley Girl from 1983 is getting a remake (if anyone remembers that). A remake of Night of the Comet is in development at Orion Pictures. As for the future of United Artists Releasing, if they can keep up with their small scale successes while successfully reviving their old franchises, a comeback will most likely happen for United Artists Releasing, to the point where they can do as well as Lionsgate and possibly even Paramount if they still have a hard time breaking $1B domestically.
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2019.10.29 21:47 propita106 Anyone have info on Nationwide New Heights 8? We’re considering it....

I’m 56F; Husband is 60M.
We’re thinking about diversifying his 403b a bit--it got hit a bit hard in downturns--and putting some into this.
We’re saving money for retirement (he works, I don’t) and wanted info from some savvy people here about this idea.
We don’t expect to need the money before the 8 years, as Husband will likely work for medical benefits (and income)--at least part-time--until I’m 65 and qualify for Medicare. That would be 9 years more of his working; he’d only need to work 20 hrs/pay-period (that’s 2 weeks) to qualify for benefits for us.
I’m looking online and wondering if we should bother. Currently his 403b is in a target date fund with TransAmerica through his work. It got hi in 2018, as did most, and has recaptured a lot, but is not where it “might’ve been but for the crash”--not really expecting it would be, though of course.
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2019.10.13 14:17 happy_Mcknight NEED ADVICE - Got into a Life Insurance Plan Without Realizing it. 5 years later, $40k down the hole

Does anyone want to feel better about themselves?
Here's a fun story:
I was dating a tool that thought he could be a financial advisor and got suckered into EDIT: World Financial Group ( not Transamerica, yes the pyramid scheme) and he convinced me to let him help me manage my retirement. I was 23 years old with no investments with an IRA or a 401k (because my company didn't offer it). He gives me the advice to open an IRA. Cool, that's fine. He signed me up for Transamerica thinking this was some investment, I put in about $600 a MONTH to this, thinking it was an IRA because that's what he was thinking it was too.
Let's fast forward 5 years until today. We're obviously not together, but we talked a couple of years back and he was telling me to switch over to Vanguard because the fees were lower. "Ya, that's fine," I thought, "I'll do it eventually." I work crazy hours and just never put aside the time to do it. Now that I've finally put in the time, I looked and realized I've been putting my money into a life insurance investment policy this WHOLE TIME. I called him, asked him what the *#$&&!*@$$^#@*&$ and there was a lot of back and forth confusion. Turns out, what he signed up for (himself personally) was part life insurance, part investments so he was able to transfer his money over to Vanguard and cut his loses on the life insurance part. He doesn't make as much as me so he hardly could tell the loss because he couldn't afford to put as much as I did.
He realized he signed me up for something completely different and I'm stuck in this policy, losing about $15,000 already because of the high fees and if I surrender I only get about $2,000 back. I shouldn't have trusted people to help me with anything, but now I need some advice to make the right decision.
I get the process of most of this, and I just want someone to give me my legit options. Here's what he said I can do
  1. Stop putting money, cut my losses. Around $40K.
  2. Apparently, if I keep this policy my fees after 5 more years will be removed and I will make money from what I've been investing. Is this a lie? Or is this true but I obviously would've made more of a return on an IRA.
A little bit about me:
I'm 27. I've always been a responsible person and a catious person about my money my entire life. I'm making $100k a year, no debt, about $20k in my savings. I currently put $300 a month into my 401k (at around $7200) because my company does not match. My cost of living is extremely low, I would say I save around $2000 a month. So, I suppose I can afford to keep throwing my money into this while also investing the right way but ONLY if there was any possible way to get my return back. Is option 2 even possible or is this whole life insurance a scam. I will plan on starting to max out my IRA regardless of what my options are because I feel extremely behind in life.
Someone, please tell me there's a shining light at the end of this tunnel!
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EDIT 2: I would LOVE to add my policies and statements here to answer some of your responses, but I can only find an annual one for this year. I started with $1000/m in the beginning and changed it later, so I think the annual one does not summarize my entire investment.
I had a video conference yesterday with a Transamerica advisor and he basically walked me through my total investments and where I am today. This advisor was the original person to brought my ex into the company, now that my ex has left he manages my account.
This was on a video conference so I don't have that report but I'm asking him for it now. He basically showed me I've paid around $40,000+ in two life insurance policies: Transamerica and Pacific Life Policy. Doing a 30% aggressive and 70% safe index fund... however, the policies fees are eating at my earnings so I actually have lost around $15K ($6,000 in one, $9,000 in the other one) so lets just say I have $25k right now. If I were to surrender, I can only take out around $2k. Basically he's telling me that this money will come back after 5 more years. Also, my surrender will be waived and I can take the money out if I really wanted the out.
The statements I have are extremely confusing and complicated to me so I'm not 100% what information is usable or not, nor do I understand the policies. I'm going to look for a financial advisor to help me with it. If anyone would like, I can share it with them privately to make sure it's OK to post on here, but again I only have a statement.
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EDIT 3: I had an advisor talk to me when I sent them over my policy (thank you Reddit!) But they basically told me I’m at my loss and to run while I can. Lol
If anyone is interested, here’s the policy that I apparently went in: https://www.pacificlife.com/content/dam/paclife/lid/public/product-prospectus/Prospectus_Pac_Sel_VUL_Accum_15-43119.pdf
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EDIT 4: I think I'm also going to reach out firna and see if it gets me anywhere. Sadly because I depended on someone else, I have very few paper trails of my agreement because it was all done in person. I do however have the following:
  1. Total negligence of maintaining my investments, my statements show that there is a -2.5% return rate on what they have set me up with + fees. An FA I sent over my statements through says they completely neglected to manage my account at all. Not sure how far that will go but I feel like I have to at least try.
  2. Paper trails of my conversation with my ex who was an advisor for the company, clearly him stating that he thought I was signed up for something completely different. Him explaining to me what he signed me up for 3 years ago.
  3. His paper trail of what he signed his mom and him up, showing something completely different than what I am signed up for.
I know this is probably a long shot, but any advice on how to collect data and evidence, also any advice on how to file a complaint to Transamerica or who I can even talk to there would be greatly appreciated.
----
I just want to THANK EVERYONE for their time and their advice. I'm taking every reply into consideration and looking up all your suggestions but I wanted to emphasize THANK YOU THANK YOU THANK YOU for your time!!!! It's really helping me put together my options and my embarrassment in this whole situation is more manageable. Thank you again.
submitted by happy_Mcknight to personalfinance [link] [comments]


2019.08.05 07:52 rdta159 My aunt signed me up for a Transamerica IUL about 3 years ago.

About 3 years ago, my aunt signed me up for a Transamerica IUL and told me it was "life insurance and investing". She said she would pay the monthly premium ($110) until I graduated college and found a job so I said why not (as I was clueless then). I've been paying the monthly premium for about a year now and finally got around to actually taking a look at the account. Here is the info:
Payment Info
Financial Info:

Am I correct in seeing that this has resulted in a $2000 loss over 3 years? Can I cancel the account and get a check for the "Cash Value" of my account? Would there be any penalties for cancelling my account? Do I call transamerica or cancel or is it a bit more complicated than that?
submitted by rdta159 to personalfinance [link] [comments]


2019.07.06 16:18 terdei00 Recent Med School Graduate - Started Residency; Need Help with 403b Contributions & Federal Direct Loan Suggestions

I recently joined a hospital as a 28-year-old Family Med PGY-1 resident. The pay is around $60k/year, and the parent company matches 25%/$1 on up to 8% of your personal contribution. I'm going to go ahead and set my contribution to 8% to get the full match, of course. The default fund is Target Date, though, and I'm not sure how best to spread based on the available options. Below, I've included the options on the TransAmerica platform my company uses. Any suggestions would be much appreciated!
Also, on a somewhat related note, I have ~$270k in Federal Direct loans (materially all unsubsidized) @ an average of 6.03%. I'm overwhelmed as I research the potential repayment options. There's the income driven plan (that seems to defer - and I imagine will significantly compound) and there's a forgiveness plan that requires 120 cumulative (not consecutive/subsequent) payments while working at a public or non-profit organization (many hospitals have this status). (I believe there's a discretionary income calc/etc. that goes into determining the monthly payments/annum.) My current residency program is non-profit, and I'll be there at least the next three years. Would it make sense to enroll in this program (with the evident limitations), or are there good refinancing programs that could get that interest rate closer to inflation? Any and all sharing/suggestions/etc. would be extremely appreciated on this front as well!
Short Bonds/Stable/MMkt
Vanguard Federal Money Market Inv
Transamerica Capital Preservation Option
MetWest LowDurBd
Interm./Long-Term Bonds
Vanguard Total Bond Market Index I
Aggressive Bonds
Eaton Vance High Income Opportunities I
Large-Cap Stocks
Vanguard Institutional Index Instl Pl
Vanguard Russell 1000 Value Index I
Vanguard Russell 1000 Growth Index I
Small/Mid-Cap Stocks
Vanguard Mid Cap Index I
Vanguard Small Cap Index I
International Stocks
Oakmark International Investor
Vanguard Total World Stock Index Inv
Multi-Asset/Other
Vanguard Institutional Target Retirement Income
Vanguard Institutional Target Retirement 2015
Vanguard Institutional Target Retirement 2020
Vanguard Institutional Target Retirement 2025
Vanguard Institutional Target Retirement 2030
Vanguard Institutional Target Retirement 2035
Vanguard Institutional Target Retirement 2040
Vanguard Institutional Target Retirement 2045
Vanguard Institutional Target Retirement 2050
Vanguard Institutional Target Retirement 2055
Vanguard Institutional Target Retirement 2060
Vanguard Institutional Target Retirement 2065
submitted by terdei00 to personalfinance [link] [comments]


2019.05.26 02:03 MidstreamEnergyPtns Recap: First ever tour - Transamerica Trail from Astoria, OR to Missoula, MT

This spring I completed my first bike tour. I decided somewhat on a whim and spent a lot of time doing research on every little thing I could think of. I have some experience with multi-day hiking/backpacking trips and had most of the necessary gear already. Ironically I spent the most time worrying about having every possible repair tool and never used any of them.
My original plan was to cycle the entire Transamerica Trail, but I cut it back to just Missoula. Mostly due to the fact that I started very early in the season and the weather in upcoming high elevations (lower Montana/Wyoming/Colorado) would be too cold for what I prepared for. Even while I was riding I had multiple nights below freezing, which was ok with my 20 degree bag but not comfortable.
In terms of socializing, I didn’t meet any other cyclists along the way and at all of the cyclist-friendly spots I was either the first person or one of the first of the season.
Imgur link with some photos: https://imgur.com/a/jOWkBq1
But enough babbling, here are a bunch of stats and additional info -
Route: Transamerica Trail with ACA maps (#1-3)
Dates: April 17th - May 6th (18 riding days and 2 rest days)
Distance: 1,026 miles (51.3 miles per day including rest days)
Daily Expenses: $1,221 ($61.05 per day)
Other Expenses:
Other Stats:
Breakdown of Lodging:
Gear List
Bike, Bags, External:
Camping:
Clothing:
RepaiTools:
submitted by MidstreamEnergyPtns to bicycletouring [link] [comments]


2019.05.13 00:13 Thought-I-lost-it [Question] Amtrak - Skipping miles through Colorado and Kansas

Hi adventurers of Reddit,
Hopefully some of you can help us out. My uncle is going to ride across America on his bicycle. He wants to travel from Portland to the east coast. I believe it's called the TransAmerica Trail.
In the middle of the journey he's thinking about skipping a few miles by traveling by train. That's around Colorado and Kansas.
So he asked for some information about that and I started searching the web for him. Could you help me looking through these things to figure out if I understand it correctly? Or maybe you got some tips?
So first thing I found out us that Amtrak is the only service for public railroad service. And then I stumbled across all these rules and policies on the Amtrak website. https://www.amtrak.com/bring-your-bicycle-onboard My uncle will be traveling alone with his bicycle and bags. I found the Southwest Chief route of Amtrak. https://www.amtrak.com/routes/southwest-chief-train.html Which crosses Colorado and Kansas. But they don't offer 'carry-on bike service', but do have 6 places 'Trainside Checked Bicycle Service'. But that will be offered on selected stations right? Well, if he travels to La Junta, Colorado, can he take the Southwest Chief train number 4 there to Newton, Kansas? Are those stations capable to provide the 'Trainside checked' service? If it's an issue, he is strong enough to lift his own bike and carry it into the train. This is the train schedule https://www.amtrak.com/content/dam/projects/dotcom/english/public/documents/timetables/Southwest-Chief-Schedule-073118.pdf I believe he has to take train number 4, which arrives everyday at 7:29 pm. (Also read in the policy you have to be checked in an hour before the train arrives or something) and then he will arrive in Newton the next day at 2:19 am.
Does anybody have some experience and tips with traveling by train in America? And maybe with the Southwest Chief in particular? Is it possible to make a reservation with the date later to be determined? It will be in the end of July or beginning of August. And is it possible to hop off at one station because you want to explore around and then hop on the train the next day? Or hop off, cycle to the another station and then get back on board? So that you sort of buy a ticket for a small period. I don't know how flexible Amtrak can be?
I already found these websites with information: About trainriding in America: https://www.seat61.com/UnitedStates.htm And about bike traveling (great site!): https://www.adventurecycling.org/resources/blog/amtrak-bike-service-what-is-it-where-to-find-it/ The article is from 2016, I don't know how it holds up to today's standards...
If it's not possible, what would be an alternative?
Thanks in advance!
submitted by Thought-I-lost-it to bicycletouring [link] [comments]


2019.05.09 21:13 DrOvereducated +1 for West to East Cross Country Trip

Hi friends! I'm taking a job across the country and am going to ride there! So, looks like San Francisco to Boston beginning in early June. Is anyone interested in traveling together part of the way? I'd like to do the Western Express to TransAmerica route (~60-80 miles per day), breaking north in Cincinnati to go through Pittsburgh, and Buffalo. I'm flexible on dates and route if need be. I'm 37, friendly, and an experienced 2-wheel tourist :)
submitted by DrOvereducated to bicycletouring [link] [comments]


2019.05.07 13:44 dewnar Road Trip Movies

Comedies like Dumb & Dumber, Little Miss Sunshine, Due Date, Transamerica and Road Trip.
I’m also open for other genres.
submitted by dewnar to MovieSuggestions [link] [comments]


2019.04.20 21:24 WholesalingAintEasy Old life insurance policy, is it worth anything?

My parents found an old life insurance policy document in their safe deposit box. It covered me from age 0 to 21 and expired the moment I turned 21 obviously. There’s a policy #, policy date, face amount, annual premium, etc on the document.
From what the internet has told me, Pension Life Insurance Company of America no longer exists, instead it was taken over by Monumental Life Insurance then turned into Transamerica. Is there any value to this policy? If so, how do I even go about getting any value from it if the original company no longer exists?
submitted by WholesalingAintEasy to Insurance [link] [comments]


2019.04.01 04:46 dontbl_nkasecondtime I tried to help my brother get health insurance and got scammed. Can he protect himself against this guy or help catch him?

Tl;Dr
We gave a guy over the phone my brother's bank account, social security number, address, name, DL number. Everything but the deed to his house. Tomorrow morning (Monday) my brother starts a brand new job and he can't do anything other than call the bank in the morning. What can he do to further protect himself? What can he do to help catch this scammer?
Story-time. I will try to be brief, if you would like any details I will do my best to respond specifically. Today my brother and I were trying to get him signed up for insurance and got a phone call from someone claiming to be with "healthcare marketplace" to help us find the right insurance. He gave us all the answers we wanted to hear; within budget, help with medicine payment, ppo, mental health services, everything we wanted. We had so many distractions at the time, we hardly noticed the red flags (never asked about income, never asked how long my brother wanted to be insured for), and after the call we were told to expect our confirmation email, and wait to be contacted tomorrow by a representative to help walk him through sign up. We figured it was Sunday so that seemed likely and hung up feeling great that we finally had him on the path to wellness! However, upon inspection of the email I became suspicious. It was personally written (not from a business or on letterhead, no trademark) and all the information was incredibly general (listed his name, policy start date, some random member number, and next to plan it only said BCBS IHC Plan w/ Transamerica Insurance. I'm no expert obviously, but Google, Transamerica, and Blue Cross Blue Shield (BCBS) all agreed that sounded like a bogus policy. So I called the guy back, who was very professional, and asked some more info (full name, his company's name, their 3rd party disclosure policies, etc.) and then asked to cancel the policy. He said he was sorry to hear that and I would see a confirmation email soon. Of course this never showed and the line was never answered again.
Guys, I've never asked Reddit for anything (check, but this acct is baby-new, my old one got locked out) but my brother is the last person who deserves this, please let me know if you have any insight here. He starts a new job tomorrow Monday morning and all he can do is make a quick call to the bank to close his account until he gets off work. What steps can he take to help protect himself- or help stop the scammer who took his info? We only have the number he was using and the phony info he gave us.
Also, if you have any tips on acquiring health insurance for mental disabilities/ mental healthcare in Tennessee (US) it is also very appreciated, as he is still uninsured.
submitted by dontbl_nkasecondtime to legaladvice [link] [comments]


2019.04.01 04:35 dontbl_nkasecondtime Reddit help! Tried to get insurance for my brother and we ended up getting scammed, now it's Sunday night and my brother has to begin calling his bank tomorrow morning- what else should he do to protect himself?

Tl;Dr
We gave a guy over the phone my brother's bank account, social security number, address, name, DL number. Everything but the deed to his house. Tomorrow morning (Monday) my brother starts a brand new job and he can't do anything other than call the bank in the morning. What can he do to further protect himself?
Story-time. I will try to be brief, if you would like any details I will do my best to respond specifically. Today my brother and I were trying to get him signed up for insurance and got a phone call from someone claiming to be with "healthcare marketplace" to help us find the right insurance. He gave us all the answers we wanted to hear; within budget, help with medicine payment, ppo, mental health services, everything we wanted. We had so many distractions at the time, we hardly noticed the red flags (never asked about income, never asked how long my brother wanted to be insured for), and after the call we were told to expect our confirmation email, and wait to be contacted tomorrow by a representative to help walk him through sign up. We figured it was Sunday so that seemed likely and hung up feeling great that we finally had him on the path to wellness! However, upon inspection of the email I became suspicious. It was personally written (not from a business or on letterhead, no trademark) and all the information was incredibly general (listed his name, policy start date, some random member number, and next to plan it only said BCBS IHC Plan w/ Transamerica Insurance. I'm no expert obviously, but Google, Transamerica, and Blue Cross Blue Shield (BCBS) all agreed that sounded like a bogus policy. So I called the guy back, who was very professional, and asked some more info (full name, his company's name, their 3rd party disclosure policies, etc.) and then asked to cancel the policy. He said he was sorry to hear that and I would see a confirmation email soon. Of course this never showed and the line was never answered again.
Guys, I've never asked Reddit for anything (check, but this acct is baby-new, my old one got locked out) but my brother is the last person who deserves this, please let me know if you have any insight here. He starts a new job tomorrow Monday morning and all he can do is make a quick call to the bank to close his account until he gets off work. What steps can he take to help protect himself- besides listening to me!!
Also, if you have any tips on acquiring health insurance for mental disabilities/ mental healthcare in Tennessee (US) it is also very appreciated, as he is still uninsured.
Thank you /
submitted by dontbl_nkasecondtime to Advice [link] [comments]


Vídeo Post - Hotel Transamerica. Transamerica Trailer Italiano Trying On New UNDERWEAR With My BOYFRIEND - YouTube United Artists logo 1977-1980 Jan Brady, Eve Plumb Tells Her Favorite Brady Bunch Show ... Transamerican Love Story 55 - Calpernia Rehearses 'Stunning' United Artists Television Transamerica Intro Her First Time On A Motorcycle - YouTube TCHS Soul Food: Peach Cobbler

'TransAmerica' Seeks Transgender Women For New Reality ...

  1. Vídeo Post - Hotel Transamerica.
  2. Transamerica Trailer Italiano
  3. Trying On New UNDERWEAR With My BOYFRIEND - YouTube
  4. United Artists logo 1977-1980
  5. Jan Brady, Eve Plumb Tells Her Favorite Brady Bunch Show ...
  6. Transamerican Love Story 55 - Calpernia Rehearses 'Stunning'
  7. United Artists Television Transamerica Intro
  8. Her First Time On A Motorcycle - YouTube
  9. TCHS Soul Food: Peach Cobbler

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